Creditors and those soliciting the sale of goods or services can be very aggressive in their efforts to reach you by telephone, facsimile, email or otherwise. These tactics can be very annoying at the least and unlawfully harassing at their worst. You should know that you have rights and possible remedies under the Fair Debt Collection Practices Act (“FDCPA”) and Florida law. Those laws protect you from many things, including, getting calls late at night, getting calls at work, being threatened with arrest and more.
The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act protects you by prohibiting collection agencies from lying, harassing you, threatening you with jail, using tricks or doing certain other things to collect a debt. The worst offenders can be sued by the debtor for as much as $500,000 for violations. As a consumer collection defense lawyer, I can help you determine if your creditors have violated this law and whether you can sue for damages.
Consumers need to protect themselves against
The questionable and sometimes illegal practices used by these lenders and collection agencies can be stopped with the experts at Rice Law Group P.A. on your side.
Whether you are behind on credit card payments, medical bills, mortgage payments or another type of debt, Rice Law Group P.A can help eliminate the daily harassment. Put an end to the calls, emails, daily mail and get the peace of mind you deserve.
Unlawful Creditor Harassment
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt.
– Use of threat, violence or other criminal means to harm a person, reputation or property
– Use of obscene or profane language
– False representation that the debt collector represents a state or federal government
– Misleading information on the amount or legal status of a debt
– False implication that debt collector is an attorney or law enforcement officer
– Implication that nonpayment of a debt will result in arrest or imprisonment
– Causing a telephone to ring repeatedly with intent to annoy, abuse or harass
Protecting Consumers From Harassment
If you think you are being unlawfully contacted or harassed by a debt collector or someone soliciting a sale of goods or services, call Rice Law Group, P.A. immediately. We offer free consultations to discuss your case.