A good uninsured motorist lawyer will help you settle your claim following your accident. All Florida drivers are required to carry auto insurance by law. Many drivers however do not adhere to these laws and take the road carelessly.
Like any other accident, collision in a motor vehicle could lead to injuries, medical bills and vehicle repairs. What are your options if the other driver is uninsured and can’t pay for your damages? A good uninsured motorist lawyer will explain your options and guide you through the process.
Florida has no Fault insurance and regardless of who was responsible for the accident, coverage can be in place. In Florida you can be covered by your own insurance policy for at least $10,000 dollars in damages. Many times however this amount is not enough. Loss of vehicle and medical bills can quickly eat up any coverage that was in place. In addition you may have sustained serious injury that will require ongoing treatment or surgery. A limit of 10,000 is nowhere near enough to pay the bills you will face.
What Is UM & UIM Coverage
Uninsured motorist (UM) and Under-insured Motorist (UIM) coverage are “no-fault” coverage. This means that you are entitled to file a claim regardless of at fault party in the accident. UM can be helpful for medical bills, lost wages and future loss.
Should I purchase Uninsured Motorist Coverage?
In the state of Florida, drivers are not required to have either UM or UIM coverage. This coverage is available to help drivers prepare for accidents and what follows. An estimated 1 in 4 Florida drivers take the roadways uninsured. If you are involved in an auto accident with one of the uninsured and suffer loss, UM coverage would protect you.
The cost to carry UM is small compared to the risk of not having after an accident. It is not in the best interest of the insurance company to have you purchase UM. It creates a much greater financial risk to the insurance company.
What To After An Accident
Many times the uninsured motorist will not have many assets. Bringing a law suit against the at fault driver may be an option. In addition, Filing an uninsured motorist claim with your own insurance policy. Another option may be to File a personal injury lawsuit against a third-party that is responsible for the accident.
Third Party Uninsured Motorist Claim:
In some accidents filing a personal injury claim against a third party that may be responsible for your injuries. Some employers may be responsible for drivers while on the clock. An accident with an uninsured truck driver could result in liability issues with the trucking company.
Many other circumstances could lead third party neglect and your right to compensation.
Uninsured Motorist Lawyer On Your Side
If you were hit by an uninsured or under-insured driver, we are here for you. We will pursue full compensation for your injuries and losses.
Call Rice Law Group P.A to make sure you receive maximum benefits under your uninsured motorist policy.
We offer a FREE uninsured motorist case evaluation. In addition, we handle all car accident litigation matters on a contingency fee basis. You pay nothing unless we win your case.
Call to speak with a uninsured motorist lawyer today: (727) 201-9585